After paying my last payment on my age old credit card debt yesterday, my work received a letter today stating that my student loan is paid and that garnishment of my paycheck is hereby cancelled. My ass is debt free for the first time in my entire adult life.

Well, actually now that I'm married I share my wife's debt, so I'm technically not debt free, but I'm not here to argue semantics. I'm here to celebrate the fact that I've take a very large step in the direction of "being able to buy things larger than a breadbox," like a car, or eventually even maybe a house. Imagine that.

Sorry if seems like I'm rubbing this into my debt-saddled friends' faces, I'm really not. Take comfort in the fact that I don't own anything in this world that any respectable bank would accept as collateral.